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Articles

Driverless Cars Are on Miami Streets Now. They Carry 100 Times More Insurance Than the Driver Next to You.

Fully driverless robotaxis now carry paying passengers in Miami. Florida law treats the automated driving system as the operator and requires $1 million in primary liability coverage, while an ordinary driver is required to carry $10,000 in PIP. Here's what that means if one hits you.

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Articles

Boating Accidents in Florida: Who Is Liable and Why Your Auto Insurance Won’t Cover You

Florida boating accidents are not handled like car accidents. PIP does not apply, most boat owners are not required to carry liability insurance, and the filing deadline can differ. Here is who can be held responsible.

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Articles

Can a Florida Landlord Be Liable for a Criminal Attack on a Tenant?

A Florida jury awarded a tenant $4 million after he was shot four times outside the Homestead home he rented. The man who fired the gun committed the crime. But the evidence at trial focused on something that happened long before the shooting: hundreds of prior crimes in the area, previous crimes at the same rental house, a landlord with no cameras, no gate, no security budget and no procedures, and a tenant who asked about the neighborhood and was told it was calm.

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Dog Bite Injuries in Florida: Why the Owner Is Liable Even If Their Dog Has Never Bitten Anyone Before

Florida doesn't follow the "one bite" rule. Under Fla. Stat. § 767.04, a dog owner is liable for a bite the first time it happens, no history required. Here's how strict liability works, what defenses exist, and how comparative negligence can still affect your recovery.

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Articles

Hurricane Season Car Accidents: Who's Liable When the Power Goes Out

A dead traffic signal is legally a stop sign in Florida. Most storm-related crashes happen after the storm passes, not during it, when dark intersections and downed debris catch drivers off guard. Here's what the law requires and how fault gets determined.

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AI Is Already Denying Insurance Claims in Florida, and the Law That Would've Stopped It Just Died

An algorithm can deny your insurance claim in a fraction of a second, with no person ever reading the file. A bill that would have required human review of AI-influenced denials passed every House committee unanimously and still died in the Senate. Here's what that means if your claim was just denied.

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Articles

Driverless Cars Are on Miami Streets Now. They Carry 100 Times More Insurance Than the Driver Next to You.

Boating Accidents in Florida: Who Is Liable and Why Your Auto Insurance Won’t Cover You

Can a Florida Landlord Be Liable for a Criminal Attack on a Tenant?

Dog Bite Injuries in Florida: Why the Owner Is Liable Even If Their Dog Has Never Bitten Anyone Before

Hurricane Season Car Accidents: Who's Liable When the Power Goes Out

AI Is Already Denying Insurance Claims in Florida, and the Law That Would've Stopped It Just Died

Have Questions About Your Case?

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